Licensed Lender

Emergency Preparedness

Business Preparedness and Resiliency Program

View information from the organizations that support businesses in preparing their employees, services, and facilities for emergencies.

Insurance and Emergency Assistance

Find ways to ensure your business is financially prepared in case of an emergency.

Emergency Preparedness Resources

Find tools that can help you create a plan to ensure that your business is ready for anything.

Regulations

Regulations Index

A complete index of all the licenses, permits, and other regulations that may be required to do business in New York City.

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Tools

Step-by-Step Wizard

Use this tool to see your personalized list of City, State, and Federal licenses and permits needed to run your business.

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Incentives Estimator

Use this tool to see your customized list of City, State, and Federal incentives and tax credits that your business may qualify for.

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Emergency Preparedness Self-Assessment Tool

Use this tool to understand risks and get tailored recommendations to improve your emergency preparedness.

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Search My Transactions

Check the status of your business's applications and violations.

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About

State Banking Department

This license allows lenders to charge interest rates above those permitted by law.

State law prohibits businesses from making loans of $25,000 or less to individuals or $50,000 or less to businesses with an interest rate above 16%. Higher interest rates may only be given by licensed lenders.

Additional resources

NYS DFS Licensed Lenders Information Page

NYS Department of Financial Services (DFS)

Address
Licensed Financial Services

One State Street

New York NY 10004-1417

Website http://www.dfs.ny.gov/

Phone (212) 709-5507

About

Additional resources

NYS Department of Financial Services (DFS)

Learn which permits, licenses and regulations matter to you